Health insurance is protection against the ever-rising cost of health care. As your agent, we seek out the best possible plan for you or your business. With the changing face of health insurance in today’s market, we are staying abreast of the latest developments that will affect the coverage you expect as well as the cost impact upon you.
Individual health insurance programs are designed for individuals and families who cannot obtain health insurance through an employer. Due to the continually rising cost of medical care, it has become more important to provide health insurance for you and your families.
Group health insurance is purchased by business owners who offer health insurance coverage to their employees. An employer can provide absorb 100% of the group health insurance costs of its employees, or it can administer a participation group health insurance plan that requires the employees to contribute a percentage of the health insurance costs.